11Mary-Margaret Wells and Matt Pritchett - The Cowart Team of NFM Lending

1127 West Main Street
Richmond, VA 23220

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Meet Mary-Margaret Wells & Matt Pritchett

Mortgage Consultants | NMLS #1928522 & NMLS #2227755

Mary-Margaret Wells and Matt Pritchett are an exceptional mortgage partnership. With a shared passion for real estate and a commitment to helping families achieve their homeownership dreams, Mary-Margaret and Matt bring a unique blend of experiences to guide you through every step of the process.

Mary-Margaret’s journey from a military upbringing to becoming a licensed mortgage consultant reflects her deep empathy and dedication. Her infectious passion shines through as she connects with clients, not only helping them find their next home, but also setting them up for future financial success. Outside of mortgages, Mary-Margaret finds harmony in the company of her husband, two pups, and the joy of song.

Matt’s trajectory from architectural design to real estate and mortgage lending underscores his multifaceted expertise. With a decade of diverse roles, he seamlessly integrates insights from both the realtor and lender worlds. This distinctive perspective empowers him to educate clients effectively, empowering them to make informed decisions on their real estate journey. When he’s not shaping mortgage solutions, Matt delights in playful moments with his dog, treasured family time, and savoring the great outdoors.

Together, Mary-Margaret and Matt form a dynamic team that combines heart, knowledge, and a shared commitment to guide you through a seamless and rewarding homebuying experience. Discover the power of their partnership as they turn your dreams of homeownership into a vibrant reality.

Get to know MM

What is your favorite animal and why?
Woman’s best friend, Dogs. I know it’s a cop out answer, but really, dogs.

What is one thing you’ve learned that you wish you could tell your younger self?
Being your true authentic self is more fun than being who others want you to be! Live YOUR life! 

The one type of food you would eat for the rest of your life if you had to pick?
Noodles, Noodles, and more Noodles. ALL noodles.

Get to know Matt

What is your favorite animal and why?
Duck billed platypus. I mean look at them. How could you not?

What is one thing you’ve learned that you wish you could tell your younger self?
It’s so cliché but, don’t care about what others might think about you. Just be yourself.

The one type of food you would eat for the rest of your life if you had to pick?
While my heart says pizza, my brain says sandwiches. Anything can be a sandwich if you try.

Combined years in Real Estate & Mortgage
Families Helped Each Year

What Our Clients Say

  • “Matt and Mary-Margaret were wonderful with us. They were super communicative, patient, and knowledgeable. We really appreciate them and highly recommend them to our friends!”

    Jeff and Kayla E.
    Richmond, VA
  • “Matt and Mary-Margaret made the refinancing process a breeze! They walked us through every step of the process, and were professional and friendly. We will definitely be using The Cowart Team for any future mortgage needs.”

    Leslie U.
    Richmond, VA
  • “Very helpful, they were there when we had questions. Reached out often to check in and when it was time to put in an offer they gave a great explanation, the closing numbers were very close to the actual closing numbers. Made us feel confident in the offer and position we were putting ourselves in, They never pressured or rushed us. Matt was great to work with and would work with him again.”

    Marcus F.
    Midlothian, VA
  • “Matt was ready and willing to help us every step of the way and answer questions any time we had them. The experience was made easier by Matt and the team!”

    Brandon R.
    Waynesboro, VA
  • “Mary-Margaret was fantastic! She made the whole mortgage process easy, a very pleasant lady to work with. She patiently answered all our questions, took the time to explain everything we needed to know, never leaving us confused, NFM Lending was a fantastic mortgage company to work with, everyone was on top of everything and made sure we closed on our expected closing date, I have to say, due to Mary-Maragret Wells, I would definitely recommend NFM Lending to everyone!”

    Deborah B.
    1 year ago
  • “We had a lot of hurdles to jump through being self-employed and it was not an easy feat, but Mary Margaret was patient and thorough and everything went as smoothly as it could go. We couldn’t have done this without her, she made the stressful experience bearable and we can’t thank her enough!”

    Laura E.
    North Chesterfield, VA
  • “Matt, Mary-Margaret, and the rest of their team were a perfect fit from the start. They were incredibly informative, tailored their communication to our unique situation, and were incredibly thorough. Through our lending process we always felt like they were there to answer questions, discuss scenarios, and made sure that both my husband and I were in the loop at every step. We are very grateful to have worked with NFM for our home buying process.”

    Kelsey E.
    Henrico, VA

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